Blog
December 8th, 2014

So you’re waiting to buy a new home because you think getting a mortgage is impossible?

Categories: Industry News, livejones, New construction, new home builder, new homes, News, People, real estate | Tags: , , , , , , , , , , ,

Think again!la-blm-existing-home-sales-jpg-20141203

When it comes to buying a house, are you in the “no way I could possibly qualify” category?  Not enough cash in the bank for a down payment or closing costs? Credit scores good but not great? So much deferred student loan debt that you assume any lender would slam the door?

Join the crowd. Large numbers of Americans feel the same, in part because they read and hear that qualifying standards for mortgages are the strictest they’ve been in decades. A study based on a statistical sample of potential home buyers conducted earlier in the year by the mortgage company LoanDepot found that nearly 60% of people who say they want to buy a home aren’t pursuing it because they think there’s just no point — they are convinced their applications would be rejected. Three-quarters of them, however, concede that they haven’t done a thing to check out current lender requirements.

But here’s some good news for these folks: Changes are underway in the mortgage market that could give them a better shot at qualifying. Start with recent policy shifts at giant mortgage investors Fannie Mae and Freddie Mac, the two dominant funding sources for new loans. Late in November, both companies announced procedural changes that should encourage lenders to be less fearful that the mortgages they approve will be subject to costly “buyback” demands if borrowers go delinquent.

To read the full article please visit:

Source:

http://www.latimes.com/business/realestate/la-fi-harney-20141207-story.html

December 5th, 2014

8 Benefits of Buying a House at Year’s End

Categories: Live Smart, New construction, new homes, new homes bellevue, new homes Franklin, new homes in college grove, new homes in fairview, new homes in franklin, new homes in mt. juliet, new homes in spring hill, new homes in Summerlyn, new homes in thompson's station, new homes in Watkins Creek, new homes nashville, new homes nolensville, new homes providence, real estate | Tags: , , , , , , ,

Buying a House at Year's End

Summer may be real estate’s busy season, but winter offers great opportunities for buying a house, especially for renters looking to become homeowners, growing families trading up to larger houses and baby boomers seeking homes to fit their evolving lifestyles.

Generally speaking, your housing choices during the late fall are still healthy. October and November are great months to go house hunting. December is usually sparse, market-wise, but if that fits your timeline, you could luck out.

The benefits to buying a house at the end of the year include the following:

1. Tax savings

If you close by December 31, you can deduct mortgage interest, property taxes, points on your loan and interest costs. These deductions are significant, especially in the early years of your loan when you’re paying off a lot of interest.

2. Motivated sellers

Many sellers want to enjoy tax savings on the next home they purchase. They may accept lower bids in order to meet Uncle Sam’s deadlines. However, if you’re in a strong seller’s market, you’ll want to be conservative and heed advice from your real estate professional.

3. Builder incentives

If you’re buying a house that is brand new, there’s a good chance builders may push to close the books on their year—and meet quotas. They may offer upgrades or little extras to sell houses before the calendar turns.

4. Available movers

Many moving companies are booked six weeks or more in advance during the busy summer months. In the fall and winter, it’s normally easier to secure the services of a moving company or rental equipment on shorter notice.

5. Paying toward something you own

If you’re renting, your monthly check goes toward something that will last you a month: You’ll never see any return on that money. When you buy a house, your monthly mortgage payment goes toward an investment—and ultimately a roof that’s yours.

6. Consistent payments

Landlords can increase your rent. Once you secure a mortgage, you can rely on consistent payments if you have a fixed-rate loan.

7. Freedom to renovate

Modernize your kitchen, paint your home’s exterior neon orange, change your fixtures or replace your carpeting; whatever inspires you, no one can tell you, “No!”

8. Gaining equity

In the beginning, most of your payment goes toward interest. But gradually more will go toward paying off your principal, meaning you build up equity—or savings—in your home. Another factor in equity is appreciation: As home values rise, so does your rate of equity.

 

Source: http://www.realtor.com/advice/8-benefits-buying-a-house-years-end/

 

December 3rd, 2014

The Real Estate Market Has Turned The Corner

Categories: Industry News, Live Smart, New construction, new home builder, new homes, News, real estate | Tags: , , , , , , , ,

The Real Estate Market has Turned the Corner

As we finish 2014, it appears the real estate market is once again on solid footing and ready to advance forward over the next few years. The strength of the market can be viewed using two metrics: projected home values and projected house sales.

We recently reported that the Home Price Expectation Survey revealed future home values will continue to appreciate nicely. Today we want to look at projections on the number of home sales (existing and new construction) we will see over the next two years. We researched what the National Association of Realtors (NAR), Freddie Mac and the Mortgage Bankers’ Association (MBA) are projecting for the housing industry going forward.

Here is what we found:

Projective Total Home Sales

 

All three entities see the number of home sales increasing in both 2015 and 2016. This is further proof the housing market is back.

 

Source:  http://www.simplifyingthemarket.com/2014/12/03/the-real-estate-market-has-turned-the-corner/?a=73702-8b4d5fa2b25d48650e2734cf842224df

November 25th, 2014

Keep your dog safe this Thanksgiving

Categories: Live Smart, People | Tags: , , , , , , ,

10 Thanksgiving foods dangerous to feed your dog

Cooked bones: Turkey and ham bones can splinter your dog’s digestive tract or cut their throat. Not something you want to deal with over the holidays.

Turkey skin: Though it’s yummy, turkey skin can be extremely dangerous to your dog’s health. The skin is difficultDanger foods for dogs to digest and can make your dog sick. Only give your dog white meat from the turkey.

Onions and garlic: These contain sulfides which are toxic to dogs and can lead to anemia (avoid giving dogs casseroles which contain these items, as well)

Mushrooms: Mushrooms can have negative affect on many of the dog’s systems and even be fatal.

Nutmeg: Nutmeg can cause seizures and problems in your dog’s central nervous system if ingested.

Alcohol: Dogs get drunk like humans do. Particularly dangerous are hops in beer which are toxic for dogs and can even lead to death.

Nuts: Specifically walnuts and macadamia nuts are dangerous and toxic for dogs. Within hours of eating them, symptoms include vomiting, tremors, fever, weakness in your dog.

Dough: Dough can rise in your dog’s stomach and cause bloating. Also, it contains raw eggs which could cause Salmonella.

Sage: Essential oils in sage can upset your dog’s stomach.

Cranberry sauce: If the cranberry sauce contains grapes, raisins or currants do NOT give it to the dog. Grapes contain a toxin that can damage dog’s kidneys.

 

Source: http://www.wkrn.com/slideshow?widgetid=134808

 

November 19th, 2014

PRESS RELEASE: The Jones Company Brings More Than 60 New Home Sites to Williamson County

Categories: coming soon, live green, Live Smart, livejones, New construction, new home builder, new homes, new homes nolensville, News, People, Press Releases, real estate, Whitney Park Community | Tags: , , , , , , , , , , , , , , , , ,

The Jones Company of TN, LLC

Whitney Park at Burkitt Place announced to add homes to existing Burkitt Place neighborhood.

 

NASHVILLE, Tenn.The Jones Company, a Nashville-based home builder, has announced Whitney Park at Burkitt Place as their newest community planned for Williamson County.

The Whitney Park at Burkitt Place neighborhood is located in Nolensville, Tenn. with convenient access to Interstates 24 and 65, Brentwood, Cool Springs, Nolensville and downtown Nashville. Whitney Park at Burkitt Place homes will feature The Jones Company’s hometown village collection homes, which are priced from the $360s and range from 2,535 to 3,650 square feet. The homes are available in multiple sizes, floor plans, and customizable options. The neighborhood offers access to Burkitt Place Swim Club featuring a five lane lap pool, adult pool and children’s pool, as well as a comprehensive park system of paved trails and sidewalks, a neighborhood cabana and children’s play areas.

“This area of Williamson County offers a great bargain for a convenient location and a great school system,” said Ken Stricker, The Jones Company CEO. “We are excited to expand the existing Burkitt Place neighborhood with our newly updated Hometown Village collection homes.”

Construction will begin on the Whitney Park at Burkitt Place model home next month. Updates about the neighborhood’s progress will be posted at LiveatWhitneyPark.com. For more information, contact The Jones Company’s new home concierge at 615-595-5447. Information about other neighborhoods from The Jones Company can be found at LiveJones.com.

About The Jones Company
The Jones Company, a Nashville home builder was founded by John E. Jones of St. Louis in 1927. The three-generation family owned and operated company offers a variety of home collections in all price ranges to meet diverse lifestyle needs. Known in the homebuilding industry as innovative and customer-oriented, the company’s in-house architectural department strives to find new ways to provide the best value to buyers. It is for this reason that many customers purchase two, three and even four Jones homes throughout their lifetime. In demonstrating this mission, every Jones home is backed by a one-year warranty on workmanship and materials and a 10-year guarantee on major structural components. The company is proud to have a history of community involvement, including more than a decade of projects with Habitat for Humanity.

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October 31st, 2014

Dessert Recipes To Make With Your Leftover Halloween Candy

Categories: Holidays, People, Recipes | Tags: , , , , , , , ,

 

The best thing about having an overload of Halloween Candy is that you can use it to make tasty recipes.

 

 Reese's Brownie Bites


Reese’s Brownie Bites

Reese’s Brownie Bites 

 

WHAT YOU NEED:

1 package Duncan Hines Chocolate Lovers Double Fudge Brownie Mix or any fudge brownie mix
2 eggs
1/3 cup water
1/4 cup vegetable oil
30 mini Reeses cups unwrapped

HOW TO:

1. Preheat oven to 350
2. Place liners on baking sheet or use a cupcake tin
3. Combine brownie mix, contents from fudge packet, eggs, water and oil.
4. Stir until well blended.
5. Fill each liner with 2 tablespoons of batter
6. Bake at 350 for 10 minutes and remove from oven
7. Push 1 Reeses in center of each “brownie cupcake” until even with surface of the batter.
8. Bake 5-7 minutes longer.
9. Cool 5-10 minutes in pan and then move to cooling rack to cool completely.

 

Source: http://www.bridgeywidgey.com/2011/02/brownie-candy-cups-1-package-duncan.html

October 27th, 2014

Nashville of today result of years of strong leadership

Categories: Live Smart, living green nashville, Nashville, New construction, News, People, Press Releases, real estate, tn | Tags: , , , , , , , , , , ,

 

“Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has.” — Margaret Mead

It seems you can’t drive more than a few miles in any direction in Nashville without passing a construction site. Our built environment is changing before our eyes — and for the better:

1. A dingy industrial sector of downtown — literally on the wrong side of the tracks — is today one of Nashville’s hottest mixed commercial use districts, drawing praise from the New York Times, Bon Appetit and many other national publications.

2. A tire store has been replaced by a gleaming new 23-story condominium building with awe-inspiring views of downtown and a lush rooftop park.Nashville construction

3. Several tired, car-centric strip centers have been replaced by pedestrian-friendly retail villages.

4. Another largely abandoned strip center has been converted into a mixed-use development with attractive apartments and three restaurants — one of which was recently named Nashville’s “Best New Restaurant” in a readers’ choice contest.

5. A new baseball field is rising on state-owned land that had been little more than a blight on the view from Capitol Hill.

6. Three primary corridors radiating from downtown have transformed from undesirable venues to the “next big thing” — or are already white hot.

(Can you guess what these properties are? The answers are at the end of this column.)

 

Read full article: http://www.tennessean.com/story/money/2014/10/27/nashville-today-result-years-strong-leadership/17736289/

 

Source:  Wood Caldwell / Tennessean    http://www.tennessean.com/story/money/2014/10/27/nashville-today-result-years-strong-leadership/17736289/

October 16th, 2014

Pumpkinfest to fill downtown Franklin with spooky fun

Categories: Franklin, Franklin TN, Holidays, News, People | Tags: , , , , , , , , , ,

Princesses, monsters and superheroes are invited to celebrate Halloween in Franklin’s 31st annual Pumpkinfest.

Costumes are encouraged for all ages and pets, as guests enjoy live performances on two stages, shop from more than 80 arts booths, vote for the best carved pumpkin and groove in the community swing dance.

While little kids paint pumpkins, jump in inflatables and ride ponies, older kids can bungee jump, ride a mechaniDowntown Franklin Pumpkinfestcal bull and climb a
spider web mountain.

Guess the weight of the Great Pumpkin from Ontario for a chance to win a $50 gift certificate to Stroud’s Barbeque, and sample homemade chili for $10 at the Franklin Tomorrow Chili Cook-Off.

The free festivities occur from 10 a.m. to 8 p.m. Oct. 25 along Main Street from First to Fifth avenues, and on Third and Fourth avenues in Historic Downtown Franklin.

Parking will be available at Harlinsdale Park, 239 Franklin Road, and The People’s Church, 828 Murfreesboro Road, with $1 trolley rides. Details: www.historicfranklin.com/pumpkinfest, 615-591-8500

 

 

Source: http://www.tennessean.com/story/life/family/2014/10/10/pumpkinfest-downtown-franklin/17039939/

October 9th, 2014

Nashville home sales jump almost 20 percent in September

Categories: new home builder, new homes, new homes bellevue, new homes brentwood, new homes Franklin, new homes in college grove, new homes in fairview, new homes in franklin, new homes in mt. juliet, new homes in smyrna, new homes in spring hill, new homes in Summerlyn, new homes in thompson's station, new homes in Watkins Creek, new homes mt. juliet tn, new homes nashville, new homes nolensville, new homes providence, News, real estate | Tags: , , , , , , , , , ,

 It remains a seriously good time to be a real estate agent in the Nashville metro area.

The Greater Nashville Association of Realtors released data Wednesday showing that the number of homes, condos and properties sold last month surged 19 percent. There were 3,122 closings last month, which is 500 more than in September 2013.

Better yet, median sales prices jumped as well, especially in residential deals.New Home Sales

Even more gains are looming: There were 3,049 sales pending when September ended. That’s 562 more than at that point in 2013 — a 23 percent increase.

Last month, the median single-family home sold for $211,400, the point at which half of home sales were smaller and half were larger.

That’s almost $16,000 more than the median from September 2013, an 8 percent gain.

In the third quarter, nearly every county in the market experienced more sales of homes, condos or both, according to Hagan Stone. He’s president of the GNAR and also an agent at Pilkerton Realtors.

Read full article: http://www.bizjournals.com/nashville/blog/real-estate/2014/10/nashville-home-sales-jump-almost-20-percent-in.html

 

Source: http://www.bizjournals.com/nashville/blog/real-estate/2014/10/nashville-home-sales-jump-almost-20-percent-in.html

 

October 2nd, 2014

Under Armour confirms plans to invest $100M in Mt. Juliet, create 1,500 jobs

Categories: new homes mt. juliet tn, News, People | Tags: , , , , , , , , ,

 

Cracker Barrel will soon be surpassed as the largest private employer in Wilson County.

Under Armour today confirmed its decision to build a massive distribution facility in Mt. Juliet, bringing 1,500 new jobs to the area over five years.

The facility represents a more than $100 million investment for the Baltimore-based sports apparel company.Under Armour in Mt Juliet

According to a news release, the center is set to open in early 2016. It is the company’s third U.S. distribution center.

In July, Nashville Business Journal reported that Under Armour had narrowed its search to three locations: Atlanta, Greenville, S.C. and Mt. Juliet. Last week, sources indicated Mt. Juliet had emerged as the front-runner to land the project.

The Nashville Business Journal reported that Under Armour had been exploring locations for up to 2 million square feet of space; the facility announced today will total 1 million square feet.

Under Armour’s arrival in Mt. Juliet will make it the largest private employer in Wilson County, ahead of Lebanon-based Cracker Barrel’s 1,000 employees, according to Nashville Business Journal research.

“Under Armour’s mission is to make all athletes better, and that begins by building a great team and providing best in class service for our customers,” Under Armour COO and President of Product Kip Fulks said in a news release. “We take immense pride in partnering with Gov. [Bill] Haslam, [Economic and Community Development Commissioner Bill] Hagerty, and the many other state and local officials who have joined our commitment to this mission and who have worked tirelessly to establish the ideal business climate in which everyone can flourish.”

In a news release, Haslam called today’s announcement “the beginning of a long and mutually beneficial relationship,” adding that he looked “forward to the development resulting from this exciting new project.”

Wilson County has approved a seven-year payments in lieu of taxes (PILOT) deal for the project, totaling just more than $6 million, according to G.C. Hixson, the executive director of the Wilson County Joint Economic & Community Development Board.

Under Armour will get a full tax abatement on the land and building during the seven year span, while the county will collect around 15 percent on personal property, Hixson said.

Details on state incentives were not immediately available.

Under Armour currently owns and operates two distribution hubs, one in California and another in its home state of Maryland. Based on regulatory filings, the company employs nearly 8,000 people, including 970 at its distribution sites.

The company’s largest customers are the retail chains Dick’s Sporting Goods and The Sports Authority, according to the filings.

 

Source: http://www.bizjournals.com/nashville/blog/2014/10/under-armour-confirms-plans-to-invest-100m-in-mt.html?page=all

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